Lease-to-Own Financing for Business Technology, Equipment and Vehicles APPLY ONLINE HERE

Analyzing Buy vs. Lease

Commercial Funding Network's equipment lease program helps find the best financing solution to purchase the assets you need to grow your business.

Our primary goal is to help business customers find alternatives to bank and manufacturer loans through lender financing that features flexible terms, $1 buyouts and other attractive traditional finance options that enable small, medium and large businesses, municipalities, schools, government offices and universities to manage cash flow more effectively.

Instead of purchasing outright, or securing a bank loan, CFN leasing offers:

Simple Online Payment Calculator
Simple Online Lease Application
100% financing options.
Fixed monthly payments.
Preserve business cash and bank lines.
Pay for business equipment as your business grows
100% tax deductible financing options.
Lease financing options for your best tax advantage.
End of Lease Options range from $1 One Dollar to Ten Percent

Whether you wish to finance technology, manufacturing equipment or business vehicles, let us help you obtain the terms right for your business for purchases from $15,000 to $5,000,000.

Examples of business equipment recently approved for lease financing

Alternative Energy Project Financing

Your solar or wind energy project can be financed with extended terms. Typically, the project includes a Power Purchase Agreement (PPA) between the project owner and an investment grade third party such as a property tenant or the local utility. Click here for more information on Alternative Energy Financing

Business LED Retrofit Project Financing

Light Emitting Diode (LED) bulbs last longer and use less energy than incandescent, halogen or CFL / tube fluorescent bulbs. Utilities and government incentives may subsidize much of the commercial lighting retrofit expense. Your portion of the project may be financed through a lease-to-own financing package with monthly payments that mirror the monthly savings.

Click here for more LED Retrofit Funding information

Commercial Vehicle Financing

Call CFN for competitive lease-to-own financing of your business light, medium and heavy duty vehicles. Categories include transportation busses, delivery box trucks, tow trucks, car carriers, garbage and roll-off tucks, cargo vans, flatbed and day cab tractor trucks. Special requirements apply to Independent Owner Operators seeking financing for long haul tractors and trailers.

Click here for more vehicle financing information

Call us today 1-800-503-1972 or Apply Online Here Here's what we ask for to get started:

Your legal business name; its physical address, telephone, fax, cell phone, business structure, tax ID number, type of business, and time in business.
Your full name, home address, home phone, time at current address (years and months), and Social Security Number. This is requested for each owner.
A description of the equipment being acquired and how it be used in your business operation

What About the Business Credit Requirements?

These will vary depending on your time in business but here are a few basic criteria every lender will review:

Credit Score: Most investors will look for your personal credit score to be 650 or higher. Click here for more information about credit scores.

Time in Business: While funding for start-ups is available, most lenders prefer that you have been in operation for at least two years. The most favorable terms are available after you have been operating for five or more years.

Business Credit Rating: If your business has been extended payment terms, and that vendor is reporting your prompt payment history, your Paynet rating should be satisfactory and your Dun & Bradstreet Paydex rating should be 65 or higher. If there is no credit rating, we'll just need to verify the payment histories directly.

When you choose CFN, we get to work with you on a one to one basis. Formed in 2000 and with over 30 years of commercial banking experience we can quickly spot any potential items that may get in the way and suggest action steps to fix each issue that may keep you from getting approved. We give you straight answers with no run-around. Once your package is is ready, we introduce your request to our network of funding sources we believe are prepared to approve the amount and equipment based on your company profile and situation.

The financial institutions in our network focus on your credit history and (if available) business financials to make their decisions, and the stronger your credit history, the less documentation you will need to provide. For example, if your credit score is above 700 FICO many lenders will rarely ever require any income or asset documentation.

Our expertise is in the complete and correct preparation of your application package so that it gets approved the first time within our network of financial institutions that are willing to finance your particular type of business.

Let's get started. To pre qualify your request, we will need the following items:

Credit Authorization download
Personal Financial Statement download

Questions? Please call us at 800-503-1972 or apply online here; a CFN consultant will be happy to assist you.

Lease-to-Own Financing for Business Technology, Equipment and Vehicles APPLY ONLINE HERE

Commercial Funding Network's equipment lease program helps find the best financing solution to purchase the assets you need to grow your business.

Copyright © 2010 Commercial Funding Network, Inc.

P.O. Box 9584, Niskayuna, New York 12309-0584

Telephone: 518-346-2115 Fax: 212-658-9003

Revised: July 16, 2010